198 CLAY ST, Annapolis, MD 21401
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198 CLAY ST, Annapolis, MD 21401
198 CLAY ST, Annapolis, MD 21401
198 CLAY ST, Annapolis, MD 21401
198 CLAY ST, Annapolis, MD 21401
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Listed by Kerry O'Hara • Engel & Volkers Annapolis
$ 389,000
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198 CLAY ST Annapolis, MD 21401

2 Beds

2 Baths

902 SqFt


UPDATED:

Key Details

Property Type Townhouse

Sub Type Interior Row/Townhouse

Listing Status Active

Purchase Type For Sale

Square Footage 902 sqft

Price per Sqft $431

Subdivision Regulars

MLS Listing ID MDAA2139810

Style Traditional

Bedrooms 2

Full Baths 1

Half Baths 1

HOA Y/N N

Abv Grd Liv Area 902

Year Built 1920

Available Date 2026-03-28

Annual Tax Amount $2,979

Tax Year 2025

Lot Size 1,500 Sqft

Acres 0.03

Property Sub-Type Interior Row/Townhouse

Source BRIGHT

Property Description

Welcome to 198 Clay Street in the heart of Annapolis! This charming row home offers water views of College Creek and a short stroll to downtown and West Annapolis, where shops, dining, entertainment, and the U.S. Naval Academy are right at your doorstep. The location also provides easy commuter access to Routes 50 and 97 for Washington, D.C., Baltimore, and BWI Airport. Thoughtfully updated in the past year, the home features new flooring and paint throughout, all new kitchen appliances, countertops, and sink, new siding, four mini-split units, and all new upstairs windows. Walls were opened between the kitchen, dining, and laundry areas to create a more open flow, and a new upper-deck door leads to an expanded rooftop deck with water views. Additional highlights include exposed brick and beamed ceilings, a fenced rear yard, private access to College Creek, and rare rear parking. With a proven rental history including $21,500 earned on Airbnb in 2024, this home is ideal as a primary residence or investment opportunity.

Location

State MD

County Anne Arundel

Zoning R

Interior

Hot Water Electric

Heating Baseboard - Electric

Cooling Ductless/Mini-Split

Furnishings No

Fireplace N

Heat Source Electric

Laundry Main Floor

Exterior

Water Access N

Accessibility Level Entry - Main

Garage N

Building

Story 2

Foundation Slab

Above Ground Finished SqFt 902

Sewer Public Sewer

Water Public

Architectural Style Traditional

Level or Stories 2

Additional Building Above Grade, Below Grade

New Construction N

Schools

School District Anne Arundel County Public Schools

Others

Pets Allowed Y

Senior Community No

Tax ID 020600004784900

Ownership Fee Simple

SqFt Source 902

Acceptable Financing Cash, Conventional, VA, FHA

Listing Terms Cash, Conventional, VA, FHA

Financing Cash,Conventional,VA,FHA

Special Listing Condition Standard

Pets Allowed No Pet Restrictions


Bright MLS (BMLS)

NEARBY SCHOOLS & PROPERTIES

Heather Howell

Heather Howell

License ID: 651129

+1(410) 533-4688

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198 CLAY ST